| Kazwell's Book "The Mortgage Meltdown" Published |
 |
 |
|
Stan says that politicians are the problem, not the solution because they are promising “veiled versions of more of the same.” In The Mortgage Meltdown, Stan traces decades of governmental action preceding the meltdown. He explores market - cycles, mass psychologies and conventional wisdoms. He then offers practical advice on upside down mortgages, avoiding foreclosure, and the epidemic of credit driven lifestyles. Prior to publishing, the book was put through a peer review process with several authorities contributing their expertise. Authors, professors, bankers, mental health professionals, and other skilled practitioners gave their input. “It was important to me to get perspectives and guidance from people I respected.” Kazwell explains. “Hearing from these people was a great learning experience and confidence builder.” The Mortgage Meltdown explores the mindsets that created our modern financing system. The author’s constructs a framework in which an understanding can be reached to enable the reader to free himself from the psychologies that drive the masses. Kazwell says “Most people perceive nothing but opportunity when real estate prices, and thus risk, are high and getting higher. On the other hand, when prices and risks are low, most people can only see the problems. In either case, risk and opportunity always co-exist and they need to be properly assessed.” The book explores how these mindsets affect our personal saving and spending habits, as well. “We have become accustomed to living on fi The Mortgage Meltdown: The Mindsets That Got Us Here and What You Can Do About It by Stanley J. Kazwell, Jr. www.Amazon.com ; www.MortgageMeltdownBook.com : www.CrystalConnectionOnline.com Published by Business Management Institute, Inc. Stanley J. Kazwell, Jr is the president of Kazwell Fanancial Services, Inc,; host of the Southwest Florida radio show, "Real Estate Charlotte" heard on NewsRadio 1580, AM, WCCF; publisher of the Kazwell Newsletter ; public speaker: He can be reached at (941) 625-0015 or by clicking the "contact us" button. CONTRIBUTORS THE MORTGAGE MELTDOWN Kent Thune, CFP®, QPFC, blog author, “The Financial Philosopher” Kent offers insightful wisdom on money and life. www.thefinancialphilosopher.com OTHER VITAL CONTRIBUTIONS WERE MADE BY EACH OF THE FOLLOWING. . . Mary Kazwell, her painstaking manuscript evaluations were crucial to the book’s development, she brings incredible focus to the task at hand. - - Michael Kazwell, proofed and is our technical wizard/rescue squad, he keeps it all going. - - Kelly Kazwell, research - - Jean Marie Delacruz, proofreading - - Kevin Kazwell, final proofreading and editing with great dedication to get it right - - Janis E. Kazwell cheered and endured my passion. Her critiques irritated, and inspired me. She is the epitome of love, I am so blessed. - - Stanley Kazwell, Sr. is my mentor and role model. His lifetime influence is the essence of this book. He is a lifelong (and still active at 82) real estate investor, entrepreneur, generous human being, and loving father. Dad, I love you. 
To create link towards this article on your website, copy and paste the text below in your page. Preview :
Kazwell's Book "The Mortgage Meltdown" Published Stanley J. Kazwell, Jr. is the author of a new book, The Mortgage Meltdown: The Mindsets That Got Us Here and What You Can Do About It. In it he... © 2010 - Kazwell.com Powered by QuoteThis © 2008 Related Articles
|
||||
Stanley J. Kazwell, Jr. is the author of a new book, The Mortgage Meltdown: The Mindsets That Got Us Here and What You Can Do About It. In it he offers a unique perspective on how our current economic situation evolved. Then he offers solutions to help the reader to “take control. Your individual life is yours to create.” 
nanced lifestyles.” Kazwell says. “We have been warned for a year that living on credit was a ticking time bomb, now it is exploding!” He points to Washington as well as state and local governments saying, “Politicians of both parties have set the example and we have followed. We want everything now; we are willing to borrow to have it, then, we are still paying for it long after we have thrown it away.” Kazwell Newsletter
Mortgage Calculator
Real Estate News
MortgageDaily.com News
-
LOS Offerings Integrate Servicing Systems
A "seamless process" has been developed for boarding loans directly from Mortgage Builder Software's loan originations system to sub-servicer Cenlar FSB's servicing platform, a July news release indicated.
A Cenlar executive explained that lenders are learning about the potential profits from maintaining servicing rights, and Cenlar's subservicing helps prevent layering on fixed operational costs.
Calyx Software also sees revenue opportunities for its customers in loan servicing based on a recent news release unveiling an alliance with Servicing Solution LLC. -
2010 Bankruptcies Top 1 Million
Consumer bankruptcy filings during August fell 8 percent from July, the American Bankruptcy Institute reported.
The decline followed a bounce in July.
Year-to-date Aug. 31, 2010, filings totaled 1,034,843. -
Public Debate on Revisions to FHA Guidelines
The public was invited on July 15 to comment on three U.S. Department of Housing and Urban Development initiatives designed to help restore the Mutual Mortgage Insurance Fund capital reserve account.
More than 900 comments were received by the comment deadline on Aug. 16, a public filing Friday said.
The "overwhelming majority" of the comments addressed the proposed 3 percent limitation on seller concessions. -
Reverse Originations Gaining Steam
The U.S. Department of Housing and Urban Development reported last week that reverse mortgage originations climbed to 5,901 loans for a maximum claim amount of $1.5 billion in July from 5,304 loans endorsed for $1.3 billion a month earlier.
It was the second month in a row of gains.
In August, according to the Reverse Market Insight newsletter, reverse mortgage production increased 13 percent. -
Wachovia Vs. WaMu Debated by Regulators
In an appearance before the Financial Crisis Inquiry Commission, regulators testified about the why there was disparate treatment in the resolution of Washington Mutual Inc. and Wachovia Corp.
The Federal Deposit Insurance Corp.'s chairman said the FDIC had known for months that WaMu was in trouble.
But with Wachovia it didn't know until very late in the game how dire the situation was.
In addition, Wachovia was deemed systemically important.